Laub Group of Florida

Marine Program
Laub Group of Florida, Inc. writes a large variety of marine classes of 
business through standard, admitted markets and also surplus lines 
markets. 

Pleasure Boats
Through an admitted carrier for vessels moored in the states of Florida, 
North Carolina, South Carolina, Georgia, Alabama, Mississippi, 
Tennessee:  
?	Types of vessels: sailboat, motor yacht, catamaran, sportfishers, 
cruisers, house boat (inland water only)
?	Values of boats range from $50,000 up to $500,000
?	$1,000,000 Protection & Indemnity
?	Automatic $1,000 Personal Effects at no charge (higher limits available)
?	Towing coverage included  
?	Maximum speed is 45MPH
?	No boats 20 years or older
?	No absentee owners
?	For Florida risks the navigation limits can be extended to northern 
Bahamas
?	Require three years boating experience and ownership
?	Charter coverage is available under this All Risk Yacht policy as long 
as they do not exceed 25 charters a year

	Through a surplus lines market for vessels moored  
         anywhere in the United States or worldwide:
?	Any type of vessel except ferrocement and tri-marans
?	Values of boats range from over $500,000 up to $3,000,0000
?	$1,000,000 Protection & Indemnity
?	Maximum speed is 45MPH
?	Worldwide navigation	 
?	Occasional charter coverage available.

Through a non-admitted market that may not be approved in some U.S. 
states but acceptable for vessels moored anywhere outside the Untied 
States, worldwide including the Caribbean:
?	Any types of vessels except ferrocement and tri-marans
?	Values of boats range from $5,000 up to $500,000
?	$1,000,000 Protection & Indemnity � excess P&I available
?	No limitation on age of boat
?	Fast boats up to 90 MPH 
?	Worldwide navigation

Charter and Excursion Boats / Commercial Hull and P&I  
Through an admitted carrier, available countrywide:
?	Day charter, Fishing charter, Head boats, Excursions, Water taxi, Ferry 
operations
?	Governmental (city, county, state) vessels, Institutional risks (bank 
repossessions, colleges, foundations), Oceanographic research, 
Marine construction (excluding crew), Inland & coastal workboats, 
Towing vessel (Hull only), Tugs/Barges (minimum of three), Supply 
vessel  
?	No restriction on hull value
?	$1,000,000 Protection & Indemnity, Passenger Liability and Crew � 
excess P&I available
?	No limitation on age of vessel
?	Navigation limited to U.S. waters

Through a non-admitted market that may not be approved in some U.S. 
states but acceptable for vessels moored anywhere outside the United 
States, worldwide including the Caribbean:
?	Day charter, Fishing charter, Head boats, Excursions, Water taxi, 
Rental/Bareboat, Dinner cruises, Sightseeing excursions, Whale 
watching
?	Governmental (city, county, state) vessels, Institutional risks (bank 
repossessions, colleges, foundations), Oceanographic research, 
Marine construction 
?	Values of boats range from $5,000 up to $500,000
?	$1,000,000 Protection & Indemnity and Passenger Liability with excess 
liability available
?	$1,000,000 Crew coverage available
?	All types of vessels except ferrocement and tri-marans
?	Worldwide navigation


Marine Contractors
Through a surplus lines market, for accounts anywhere in the United 
States: 
Here are examples of just some of the artisan contractors we write but 
note that we are not restricted to only these classes:
?	Engine work
?	Boat detailing / Cleaning
?	Electronic installation &/or repair
?	Air conditioning
?	Painting
?	Welding
?	Canvas installation &/or repair
?	Carpentry
We have an admitted market for larger marine contractors, as well. This 
program is available worldwide. 
Limits (excess is available):
$1,000,000 Occurrence
$2,000,000 Aggregate (other than Products/Completed Operations)
$1,000,000 General Aggregate
$1,000,000 Personal & Advertising Injury
$     50,000 Fire Legal
$       2,500 Medical Expense
$1,000,000 M.O.L.L. &/or S.R.L.L. (care, custody & control coverage)
Deductibles vary

Docks & Piers
Through a surplus lines market for accounts located anywhere in the 
United States, worldwide including the Caribbean:

?	All Risk Physical Damage coverage
?	General Liability coverage available under separate cover
?	No minimum values on docks, piers, slips 
?	Exclude coverage for seawalls and bulkheads
?	To quote the underwriter does require their own application completed 
with a diagram and applicant's website (if available)

Boat Dealers and Marinas
Through an admitted carrier for operations located in the states of Florida, 
North Carolina, South Carolina, Georgia, Alabama,  Mississippi and 
Tennessee:
Coverages:
?	 Buildings/Contents		$1,000,000 **   
?	Equipment			$1,000,000 **
?	Piers/Wharves/Docks		$1,000,000 **
?	Boat Dealers Inventory	$5,000,000
?	General Liability		$1,000,000 / $2,000,000
?	MOLL				$1,000,000	
?	Protection & Indemnity	$1,000,000 	
**In Florida, accounts must be in the wind pool. The piers/wharves/docks 
coverage is not available in Florida but we do have a surplus lines market 
for this coverage.
	
	 
Bumpershoots
Through an admitted carrier for operations worldwide:
?	Following form excess liabilities up to $15,000,000 limit
?	Require underlying limits of $500,000 except if there is crew coverage 
underlying limit must be $1,000,000
?	Classes of business: Yachts, Charter boats, Commercial P&I, Marinas, 
Boat dealers, Ship repairers, Marine terminals, Stevedores

Cargo
Through an admitted carrier for operations worldwide:
?	All accounts are on a submit basis subject to company's application.